Treat yourself

Treat your friends

Download Treats

Upgrade your card

The more you swipe, the more you create what we call “Treats”

Treat your friends

Send a Treat to a friend. When your friend swipes their card, they can open the Treat. Some Treats refund your friend’s whole purchase. Alakazam.

Got a Treat from a friend?

Swipe your card to open the Treat. Spin the Treat to see if you won a refund on your last purchase.

Getting started has never been easier

1. Download the app

It’s available in the iOS App Store and Google Play Store

2. Sign up

We’ll send you your custom Treats Visa Prepaid Card

3. Add some money

Link your bank account to your Treats Card and you’re all set

We’re not into fees

Treats has no overdraft fees, no monthly fees, and no fee to get your card. There’s no fee to load funds from your bank account, and no fee to use Treats. That’s the way we like it.

There are some cases in which we do charge fees, like if you request a paper statement. You can read more about the few fees we do charge in our Cardholder Agreement.

Painless payback

Pay any Treats member instantly. No fees.

Get instant alerts when your card is used

Keep your stash on lockdown: we send simple alerts right to your phone. See how much money you’ve got left at a glance.

Easily track your spending

Let your phone worry about budgeting. Your app keeps track of every card swipe and payment to a friend, so it’s easy to search for your last IOU.

Secure & FDIC‑insured

We keep your money safe behind 128-bit AES encryption, just like national banks. Lock your app with your secure PIN, so only you can open it.

But we don’t stop there. Your card account is insured up to $250,000 through the FDIC, and you can shop worry free at millions of merchants worldwide with the Visa Zero Liability Guarantee. That’s real peace of mind.

FDIC insured VISA debit card iSEC audited