Send a Treat to a friend. When your friend swipes their card, they can open the Treat. Some Treats refund your friend’s whole purchase. Alakazam.
Swipe your card to open the Treat. Spin the Treat to see if you won a refund on your last purchase.
Pay any Treats member instantly. No fees.
Keep your stash on lockdown: we send simple alerts right to your phone. See how much money you’ve got left at a glance.
Let your phone worry about budgeting. Your app keeps track of every card swipe and payment to a friend, so it’s easy to search for your last IOU.
We keep your money safe behind 128-bit AES encryption, just like national banks. Lock your app with your secure PIN, so only you can open it.
But we don’t stop there. Your card account is insured up to $250,000 through the FDIC, and you can shop worry free at millions of merchants worldwide with the Visa Zero Liability Guarantee. That’s real peace of mind.